Vehicle Insurance covers personal and commercial cars, transport vehicles, trucks and trailers, taxis, buses, and special types of vehicles such as ambulances and fire engines. Vehicle Insurance can also be extended for motorbikes, whether private or commercial. The Comprehensive Car Insurance has become of utmost importance given the high rate of traffic accidents and vehicle thefts. With BIB, clients can choose the appropiate vehicle insurance for their needs to gurantee any type of vehicle against any emergencies, including any legal liability resulting from physical damage, traffic collision or any bodily injury to you, your car, and/or any third party. Why should you get a comprehensive car insurance in Egypt? While a comprehensive car insurance cost may seem like a lot, it covers all expenses for any kind of vehicle against partial or total damage arising from unfortunate events such as accidents, fire, theft, and robbery, as well as any third-party liabilities. BIB will scout the market and compare all prices and plans for you. With a click of a button, you can learn how much does a Comprehensive Car Insurance package cost and which coverage plan will suit you best.

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** The minimum age that can be selected is 18 years old.
In case the actual market value is different than the submitted value, Average Clause will be applied
The insured is obligated to take all necessary precautions to maintain the vehicle covered by this insurance and to provide the necessary means of protection to keep it in good condition and to take the necessary periodic maintenance procedures.
- Notify the police immediately in the event of a fire, theft, burglary or a intentional act of another and to provide the company with an official copy of the police report with No. The car is the subject of the accident.
Notifying the company within 72 hours in writing and enabling the company to conduct the necessary inspection
In the event of an accident or damage to the insured car, the insured must take the necessary precautions to prevent further loss, damage or loss. For every increase in damage or every new damage to the insured car, the company shall be responsible for compensating for it in accordance with this document
Not to start repairing the insured car until after enabling the company to inspect it and obtaining its written approval to estimate the costs of repair
He shall, within 15 days or any longer period granted to him by the company from the date of the accident at his own expense, provide the company with a detailed assessment before repair of the losses and damages that arose from the accident and their value at the time of the accident
The company has the right to initiate lawsuits related to this policy in the name of the insured or to interfere in it at any stage of it, and the insured must submit all necessary documents and all aspects of assistance in defending it.
Neither the insured nor his representative may submit an acknowledgment of liability, offer, promise, waiver or pay any amount without the company's written consent.
The company is not responsible for compensating for any additional luxuries that are installed in the insured car without the company’s prior approval for that
The insured, in the event of selling, renting, or otherwise restricting his ownership or possession of the vehicle, must obtain a prior written permission to do so. It is considered a basic condition for the company’s obligation to pay any amount due from it under this policy that the insured fully fulfills the requirements of this policy to do or abstain from work. Otherwise, the insured’s right to any compensation shall forfeit, unless it appears from the circumstances that his delay was due to an excuse accepted by the company.
All notifications to be communicated to the company must be in writing and addressed to the authority that issued the document by submitting the notification on the form prepared by the company or any official form or letter sent by recommended mail.
The company is not obligated in any way to notify the insured of the date of expiry of the policy term, nor shall it be responsible for any accident that may arise after the expiry of the policy term, and the company is not responsible for notifying the insured of the date of expiry of the licenses for the car or its driver.
It is known and agreed that the insurance of the car is carried out at its market value, and if the market value of the insured car exceeds the amount of insurance mentioned in the policy schedule for this car at the time of the accident, the compensation value is reduced, forgetting the amount of insurance, to the market value of the car in case of partial loss only.
War, invasion, actions of a foreign enemy, hostilities, or quasi-war operations (whether war is declared or not)
Civil war, rebellion, disobedience, revolution, strife, military action, usurpation of authority, terrorism, or sabotage.
Confiscation or seizure by military or civil authorities
Resources, radioactive isotopes and explosives
Loss, damage, defect or breakage of mechanical or electrical parts resulting from consumption or manufacturing defects resulting from the use of the vehicle.
Indirect losses sustained by the insured and any compensation as a result of not using the vehicle during the period of its repair from the accident
Damage to tires as a result of normal use.
Theft or burglary and the resulting direct or indirect losses that occur from the insured, a member of his family residing with him, his subordinates, the renter of the car, the owner of the car or the driver of the car.
Theft resulting from losing the key of the insured vehicle.
. Using the insured vehicle in a manner contrary to what is stipulated in the usage restrictions clause of the policy, or using it for racing, measuring or testing speed, or testing durability, or while towing a trailer or other vehicle, unless it is equipped and licensed for that.
Violation by the driver of the instructions issued by the Traffic Department in the following cases: Exceeding the permissible speed inside and outside cities - Driving in the opposite direction
Driving an insured vehicle with an invalid license
Driving by a driver who is not licensed to drive or with a license that does not allow him to drive the insured vehicle
Driving by the insured or any driver licensed to drive while under the influence of alcohol or drugs
Riot, civil strikes and labor strikes
Natural hazards such as floods, tornadoes, storms, volcanoes, earthquakes, tide movement or other unusual natural phenomena).
Personal accidents (death or injury) inflicted on the insured/passenger/driver of the insured car
of war, invasion, acts of a foreign enemy, hostilities, or quasi-war operations (whether war is declared or not)
Civil war, rebellion, disobedience, revolution, strife, military action, usurpation of authority, terrorism, or sabotage.
Confiscation or seizure by military or civil authorities
Materials, radioactive isotopes and explosives
Standing in the forbidden
Any obligation on the company arising from any agreement between the insured and a third party
Any civil liability for indirect damages caused to others
Driving outside the boundaries of the geographical area indicated in this document

In our time, car insurance has become an indispensable means if you own a private car or even a fleet of cars that you work on, both of which need special care to protect you from costs in case there is any damage caused to them because of you or because of the road.

Vehicle insurance is divided into insurance for private cars, transport cars, taxis, buses, and rental cars, as well as cars of special types such as ambulances, fire trucks, and motorcycle insurance, whether private or commercial.

Vehicle insurance is very important, due to the high rates of road accidents and theft, as this policy helps customers preserve their property and protect them from any financial emergency, including any legal liability resulting from material damage, traffic collision or any bodily injury caused to customers, their cars or any third party.

What is Car Insurance?

Car insurance, or as we call it vehicle insurance, is a contract under which the insurance company bears any risk or loss that the owner or operator of the vehicle may incur through damage to property or persons as a result of a traffic accident or otherwise.

There are many forms available for car insurance, which differ not only in the types of risks they cover but also in the legal principles on which they are based.

The insurance company in car insurance undertakes compensation for damage to your car or any bodily injury caused to other persons as a result of an accident; the types of coverage are divided into:

  • Collision insurance pays compensation for damages to the insured vehicle if it collides with another vehicle or object.

  • Comprehensive insurance pays for damage to the insured vehicle as a result of fire, theft, or many other reasons.

  • Medical insurance covers medical treatment for the policyholder and his passengers in case of accidents.

Simply put, car insurance is a contract between the insurance company and the car owner that protects the insured from financial loss in the event of an accident or theft, in exchange for paying financial or quarterly premiums as determined by the company and by which the insurance company bears the payment of your losses as indicated in your policy.

What is the importance of comprehensive car insurance in Egypt?

We pointed out that the high rates of accidents on highways and already usual roads have become a habit for us amid the increasing population and the rate of cars in general.

While comprehensive car insurance prices may seem huge at first, they cost you much less in the long run, since they cover the expenses of all types of vehicles against partial or total damage arising from unfortunate events such as accidents, losses caused by fire, theft and any liability to third parties.

What information do you need to get the cheapest car insurance in Egypt?

To get cheaper car insurance rates faster, you need to make sure you have all of the following:

  • Valid driver's license.

  • Vehicle identification number.

  • The physical address where you park your car.

If you get a car insurance offer after inquiring about vehicle insurance prices:

You'll learn about the coverage options your car insurance policy offers, including the minimum and maximum coverage for your losses, as well as to help you choose the best car insurance for you and your family.

The team of Brokerage Insurance is the best car insurance company in Egypt with a few questions so that we can help you find all the best insurance packages for you.

After that, you will get the full details of the car insurance price assigned to you and how to get it.

Why do you need car insurance?

If you own a car, you seriously need to look at car insurance policies, as a car insurance policy helps you provide financial protection for your car.

All it takes is a few minutes to familiarize yourself with the different insurance policies available to suit the amount of insurance you expect to pay, all of which is to cover damage or injury to other people and/or their property due to a car accident.

In general, in most car insurance policies you need to cover:

  • Physical injuries.

  • Property damage.

  • Uninsured drivers.

In other words, you may need additional insurance coverage for the car, as it provides you with double protection from damage that may occur to your car or bus in cases of damage, including:

  • Clashes.

  • Medical coverage.

  • Emergency assistance on the road.

  • Insurance of mechanical failures.

Car insurance provides coverage for:

  • Property – such as damage or theft of your car.

  • Liability - Your legal liability to others for bodily injury or property damage.

  • Medical coverage – the cost of injury treatment, rehabilitation, and sometimes loss of wages and funeral expenses.

Advantages of obtaining car insurance from Brokerage

There are many advantages that are associated with having a car insurance policy where the customer gets convenience.

  • Obtaining full insurance in the event of any accident, whether it is damage to the car, theft, or traffic accident of any kind, the car will be insured and the insurer becomes the first responsible for repairing the damage to the car.

  • Avoid incurring any material costs by the customer and make him not responsible for repairing any malfunctions in the car to cover all the financial burdens.

  • The amount paid monthly or annually in car insurance is a small amount in exchange for covering the expenses of car accidents, whether large or minor.

  • Find out all the details of the cheapest car insurance prices in Egypt through the support team service provided by Brokerage Insurance.

  • Speed in settling claims submitted by customers.

  • Customer service and support team are available to communicate 24 hours a day, seven days a week.

  • Brokerage is always ready to help you; our experts can quickly explore the market and compare all the prices and insurance plans available for your specific needs.

  • So, with a single click, you can find out how much is the price of comprehensive car insurance and the services covered by the insurance, to determine which of the covers suits you best.