This covers your insured computers or other insured electronic equipment against loss, damage or breakdown as defined under the policy.
Electronic equipment insurance mainly covers material damage caused by the following reasons:
- Damage caused by operation
- Damage caused by electric energy (short circuit, excess voltage or induction)
- Damage caused by human element (faulty operation, lack of skill, negligence)
- Damage caused by the manufacturer (faulty design, defects in material, faults at workshop, faults in an erection)