TV has become an inseparable part of our daily lives, as soon as you return home and relax on the couch in front of the TV, you feel happy, especially whenever the TV is newer, smarter and more affordable that gives you a lot of luxury, and in order to get the above without fear of losing it, you should think about insuring TV screens, to overcome any risks and problems associated with these devices without incurring more costs.
Of course, the newer and more technologically advanced the type of TV, the higher its price and the higher the cost damages, and therefore the greater the need to protect it against any potential damage and financial losses.
THERE ARE MULTIPLE TYPES OF TV SCREENS SUCH AS: LCD, LED, AND TRILS SMART, WHICH ARE COMMON TYPES THAT COME WITH MANY MULTIPLE FEATURES, BUT ON THE OTHER HAND, THEY ARE VERY EXPENSIVE.
Therefore, any damage or problem that occurs to the TV can mean a significant material loss, so obtaining insurance on TV screens provides you with great protection from bearing the expected material losses due to risks related to an expensive product such as a TV set.
Once the warranty period ends, TV insurance can cover the risks associated with damage to the device for any reason, and there are two types of TV insurance, namely:
Individual insurance: It is insurance that covers only the risks associated with the television set and its associated antennas.
Comprehensive insurance: A comprehensive policy that covers the cost of damage to expensive products (including television) and is called product insurance.
TV insurance covers loss for:
Riots.
Burglary and domestic theft.
Mechanical or electrical failure.
Natural disasters such as storms, earthquakes and hurricanes.
Fires, thunder and lightning.
Insurance for accidental damage to the television set.
After learning about these previous damages, anyone who owns a TV can get TV insurance and protect themselves from losses.
Insurance on television screens is a necessity due to the high prices of televisions according to their advantages, and with the following steps you can settle the claim:
Apply for TV insurance benefits.
Provide a copy of the purchase receipt, warranty card and full details of the TV set.
Wait for the insurance company to verify the details and approve the application.
In the event of any unforeseen event (for example: theft or acts of violence), the applicant informs the insurance company.
The company representative visits the site and verifies the validity of the claim.
The claim is approved
The claim has been settled and the funds are sent to the policyholder's bank account.
A large amount of money is usually spent while buying a modern TV, so making sure that it is a good way to get the protection you deserve in case of accidental damage or loss, having a comprehensive insurance policy for TVs has many advantages, as shown below:
Damage Insurance: Coverage for any financial loss due to accidental damage to the TV, which may arise due to fire or other risks.
Theft insurance: Coverage of losses in case of burglary or theft.
Protection of air parts and fittings: The policyholder gets benefits when it comes to replacing damaged fixtures or parts of the device.
Low premiums: Depending on the type and features of the TV, the premium is determined and is often simple in exchange for the protection it offers you.