Car insurance is necessary to bear the cost of damage caused by accidents or others and is mandatory in most countries, and the insurance company guarantees compensation for damages and the cost of spare parts and repairs for electric cars. the forms of insurance and coverage vary according to different laws, the types of coverage are divided into :
Coverage of damages to persons caused as a result of a traffic accident by the insured car, this type is mandatory in some countries.
The coverage of the car itself is insured, as a result of which it suffered an accident, fire, or other.
Car insurance is the signing of a contract between the car owner and the insurance company that protects the insured car owner's money and compensates him in the event of a car accident, car fire, or even theft, in exchange for paying financial premiums to be determined with the company so that it provides protection to the owner of the insured car.
You will find many companies that provide electric car insurance services, including brokerage, we have many insurance policies that suit your needs.
Save money to avoid paying expensive amounts as required by law if the car owner caused a road accident, fire, or property damage and led to physical and financial damage.
Covering the damage caused to the affected persons, whether physical or financial coverage.
Supplementary insurance is a type of car insurance that provides full or partial coverage to provide additional protection on electric vehicles and compensates the insured for the full value of the car. it covers damage caused by accidents or natural disasters that harm electric vehicles and covers cases of theft of cars or a part of the car such as battery, electrical components, or others. therefore, supplementary insurance is important for car owners who want to insure themselves and feel confident while driving because they are well protected through these coverages. BROKERAGE is working to achieve comprehensive coverage of supplementary insurance on electric vehicles to suit each individual.
The electric car insurance policy includes several conditions that vary according to each country and each company, the most important of which are :
The insurer paid the insurance premiums on time specified in the policy.
Inform the insurance company immediately in the event of an accident with the submission of the required documents.
Regular maintenance must be carried out on the car to maintain it.
The car owner must inform the insurance company of all changes that occur, such as changing the address or changing the owner of the car.
Use the car legally and not use it in illegal ways such as commercial activities or racing.
The insurance company sets a certain cost to be borne by the car owner such as setting a certain cost when an accident occurs.
Insurance companies do not bear damages resulting from negligence, such as drinking alcohol while driving, and do not bear natural damage resulting from the continuous use of the car.
The terms of the electric car insurance policy include the rights and duties of both the car owner and the insurance company, the insurance policy keeps you insured and helps you if you suffer any accident, and insurance renewal enables you to change your insurance company at any time easily and choose coverage according to need
The cost of electric car insurance varies depending on the type of car, its location, and the car owner's driver's license, factors that have a role in determining the cost of car insurance include :
The type of car and its value, the electric car needs higher insurance because it needs more expenses during repair, it also has an expensive battery that owns a large part of the cost of the car, so the electric car is characterized as a distinctive one with a high value.
Insurance varies depending on the place of residence based on the likelihood of accidents and vandalism, for example, in the countryside, drivers pay higher insurance as a result of their constant presence in congestion.
The cost of insurance is determined based on age and driving experience. people with limited experience or less pay for insurance, and the driving record is clean without accidents or violations.
Choosing an electric car insurance policy requires several factors to get comprehensive coverage at the lowest price, and this is done by :
Choose a comprehensive insurance that covers all damages such as battery or roadside assistance requests, all electrical components of the car, and insure the cost of complete car glass repair or replacement cost.
Use insurance agents to find out the best offers that suit your needs and search for offers from different companies.
Find out the terms of the document and read it thoroughly to find out the details of the inquiries if they are not clear to you.
If you are traveling to another country by electric car, you should make sure that the insurance is covered in that country.
Make sure the insurance company has 24-hour emergency customer service for quick response and roadside assistance during an accident or towing services during the holidays.
The best insurance you can choose is through the type of insurance, your budget, and coverage that meets all your needs in terms of getting comprehensive coverage at the lowest price by knowing the best offers of insurance companies.
The insurance of electric car batteries depends on the type of policy you choose and the insurance company you deal with :
There are some companies that offer comprehensive insurance and you can cover the cost of car batteries, whether repair or replacement in case of damage or failure, or cover any other part of the car, whether it is the windshield, windows, or any electrical components of the car, and some other companies exclude in the insurance policies to cover the cost of car batteries if the repair or replacement is caused by misuse of the car or not following the company's advice.
EV in insurance is an abbreviation for the word "Electric Vehicle", i.e. electric cars that require their own insurance commensurate with their needs and that the insurance policy includes repair coverage, battery repair or replacement coverage, or emergency services coverage for roadside assistance, so you need to choose the optimal insurance for your car type.