Known as incurable disease insurance, the patient can receive comprehensive coverage that covers treatment, radiology, and examinations required for critical diseases such as tumors, cancers, stroke, and others.

Previously, survival rates from these diseases were not high, but thanks to advances in medicine, the cure rate for these diseases, which were previously considered fatal and in which the patient incurred high costs has increased beyond the ability to bear.

The existence of Health insurance helps cover the expenses of these diseases, but to a certain extent, the expenses of covering examinations and treatments for them are very high, which makes them insufficient to cover the remaining part of the cost of staying in the hospital and so on.

The aim of having critical illness insurance is to reduce the financial burden on people with illness, in addition to supplementing the benefits of medical coverage provided by public Health insurance.

What conditions are covered by critical illness insurance؟
Doctors differ on the description of patients as terminally ill, but within this difference, all of the following diseases can be classified as critical,:
Cancers, including certain types of cancer?
Heart attack.
Renal failure.
Coronary artery bypass or angioplasty.
Transplantation and transfer of various bodily organs.

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* Any stage (CIN, cervical intraepithelial neoplasia)
* Any pre-cancerous tumor
* Any non-invasive cancer (carcinoma in situ)
* Prostate cancer stage (1C, 1B, T1a) 1
* Basal cell carcinoma and squamous cell carcinoma
* Malignant melanoma stage (IA) (T1a N0 M0).
*Any malignant tumors in the presence of any HIV virus
Myocardial Infarction (Heart Attack)
ST myocardial infarction without segment elevation*
T1 & Troponin with elevation only (NSTEMI) with myocardial infarction
Other acute coronary syndromes (eg, unstable angina)
* TIA Transient ischemic attacks
* Brain injury resulting from an accident
* Neurological symptoms due to migraine
*Stroke syndrome does not show any neurological deficit
Coronary Artery
*Coronary artery bypass grafting operations (angioplasty).
*Any intra-arterial operations, (such as stents)
* This disease excludes catheterization or any other procedures inside the arteries
Kidney Failure
End stage renal disease presented as chronic irreversible failure of both kidneys to function, as a result of
which either regular renal dialysis (hemodialysis or peritoneal dialysis) is instituted or renal
Liver insufficiency
*Clear diagnosis of severe liver disease
*Total bilirubin levels*
*Albumin levels
*The diagnosis should be confirmed by a consultant gastroenterologist and supported by imaging findings
All cases, services, treatments, injuries, diseases, complications, and disabilities resulting from any other medical conditions that do
Pre - existing cases
Periodic examination in case of a negative result