Individual medical insurance aims to provide healthcare for each individual according to their needs and allows each person to choose the appropriate documents offered by insurance companies. In this way, the individual receives suitable healthcare without paying the full costs as their health insurance covers it. Medical insurance companies bear the amount, which is divided into installments deducted from the personal salary or paid monthly to the insurance company.
Dual medical insurance provides regular check-ups for individuals and undergoes medical examinations in clinics, hospitals, medical centers, radiology centers, and laboratories. One of its main features is covering surgical operations and hospital stays. Health insurance also provides insurance certificates for children to cover the entire family's needs. Brokerage's primary goal is to provide medical insurance services that suit all individuals to ensure everyone receives healthcare, reduces diseases, and provides treatments for chronic illnesses.
Nowadays, health insurance has become one of the essentials in life for individuals to ensure the availability of treatment in good places without financial stress in case of any emergencies. Therefore, insurance companies offer medical insurance services that cover all aspects of healthcare, including medical services, treatments, laboratory tests, radiology, medications, dental treatments, cancer treatments, emergencies, surgeries, post-operative stays, and follow-ups. One of the most well-known companies providing medical insurance brokerage services is Brokerage, which always offers a variety of insurance documents that meet your needs. Brokerage enjoys an excellent reputation in the field of medical insurance brokerage, making it your best choice.
The cost of individual health insurance varies according to three factors:
1. The age of the person to be insured: An older person will need a higher insurance bracket due to a higher likelihood of diseases, especially chronic diseases.
2. The coverage limit and level provided by the medical insurance: The price is determined based on the maximum coverage and the level it provides.
3. Additional benefits: The price increases with additional benefits such as dental treatments, psychological treatments, and maternity and childbirth coverage.
When using Brokerage's website, you can calculate the cost through the website by identifying your needs and thus determining the appropriate insurance document for you. With Brokerage, you will find different options from many companies to choose from.
What are the types of health insurance offered to individuals, and who is it for? Let's find out.
One type of health insurance offered by companies is health insurance for government employees, which ensures treatment in case of any risks and includes:
- The costs of examinations, providing treatment, and performing surgeries exceeding 70% of the total cost.
- Providing psychological and physical support if the employee needs it.
- If the employee suffers from a disease or disability that prevents them from working, health insurance provides support.
Health insurance for government employees follows a system based on cooperation by collecting money from individuals and redistributing it according to people's exposure to diseases or accidents and their need to spend money on treatment. The insurance company arranges the process.
Health insurance for employees has many benefits, including:
- Reducing the number of days employees are absent from work: Health insurance grants specific sick leaves, and when the case requires a leave.
- Enhancing loyalty between the employee and the employer: Employees prefer companies that provide them with medical benefits and excellent care.
- Increasing employee satisfaction with work: The bonds between employees and their employers strengthen when they feel they receive the best healthcare.
- Saving money: Health insurance covers many of the medical expenses an individual receives, which saves the person from paying the costs all at once but rather in a way that suits the person's circumstances.
Insurance brokerage companies provide individual health insurance services, and Brokerage excels in this by offering high-quality insurance services, paying full attention to providing comprehensive care, and offering what suits each person. Brokerage strives to achieve well-being and provide treatment for all individuals in a way that suits them.
Health Insurance for Children
Health insurance for children is one of the most important aspects of insurance as children need continuous medical care in case of any illness and to keep up with vaccinations to protect them from diseases.
Travel Medical Insurance
Travel medical insurance is essential and cannot be overlooked, providing medical care in case of any risks during travel, and giving you a sense of security in other countries.
To get the cheapest travel insurance, you only need to obtain insurance that matches the visa of the country you are traveling to.
Medical insurance for small establishments provides medical services to the employees of the establishment and their families in case of illnesses and risks, and it also provides financial support in case individuals are unable to work or get injured.
The prices of individual health insurance are determined according to the services the individual chooses and adding other services such as psychological treatment and dental care.
- AXA Insurance: Provides all medical services such as hospitals, clinics, medical centers, analysis centers, radiology services, and home medication delivery. It also offers an app through which you can book clinics around the clock.
- Royal Insurance: This company's private medical insurance offers different levels of treatment starting from 10,000 EGP up to 100,000 EGP, including hospitals, clinics, surgeries, chemotherapy, radiotherapy, and critical cases.
- Orient Insurance Egypt: This company is characterized by providing different levels of insurance that satisfy all individuals and suit their needs.
The value of health insurance depends on several factors such as the individual's monthly income, the level of coverage needed, age, and health condition. This depends on the state's policy, where some countries offer general health insurance at specific amounts paid monthly or annually. In other countries, the insurance is provided by employers who bear part of it.
Costs vary depending on the company and needs, but you can contact us at Brokerage at +01200111133, and we will present you with the best travel medical insurance plans.